Western Union Gold Card Prepaid Visa Card
Activation Fee No Fee
Receive a Western Union Money Transfer� transaction No Fee
Direct Deposit Fee No Fee
Signature Purchase Transaction Fee No Fee
Pin Purchase Transaction Fee No Fee
IVR Call Balance Inquiry Fee No Fee
Online Electronic Statement Fee No Fee
Live Customer Service No Fee
Retail Location Money Load Fee $ 4.95
Bank to Card Transfer Fee $ 1.00
ATM Withdrawl Fee $ 1.00
Online Bill Payment Fee $ 0.99
Card Inactivity Fee (monthly charge beginning after 12 consecutive months of zero card usage) $ 2.50
Monthly Paper Statement Fee $ 3.00
Reissue Lost /Stolen Card Fee $ 5.00
Western Union® Gold Card Prepaid MasterCard®

It's here! The prepaid MasterCard that earns rewards when you send money through Western Union1. Sign up here for free** and start enjoying all of the benefits of your new Gold Card Prepaid Card.

  • No Monthly Maintenance Fees
  • No Purchase Transactions Fees
  • Free** Direct Deposit

More benefits
  • Reload cash onto your card at more than 45,000 Western Union Agent Locations in the U.S.3
  • Save time with formless transactions at participating Western Union Agent Locations1
  • Redeem Gold Card Loyalty points for cash rewards onto your Gold Card prepaid card
  • Use wherever Debit MasterCard is accepted, including online and at ATMs4
  • Your money is protected if your card is every lost or stolen by the MasterCard Zero liability policy5
Sign Up For Free Today! Enter your Gold Card number below.     More Info
Verify your Gold Card Number
Cardholder Agreement | Western Union Privacy Policy | MetaBank Privacy Policy
The Western Union® Gold Card Prepaid MasterCard is issued by MetaBankTM pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. MetaBank; member FDIC.
**While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the cardholder agreement for more details.
1 Certain features of the Western Union Gold Card are only available at Western Union Agent locations equipped with PC computers. The Gold Card is property of Western Union, and the Gold Card program may be canceled without notice. Other restrictions and limitations may apply. See the Western Union Gold Card Agreement for more details. Rewards subject to change without notice.
2 Common card fees include: $1.95 ATM Withdrawal Fee (plus applicable ATM operator fees), $0.45 ATM Inquiry/Decline Fee, $2.95 monthly Inactivity Fee after 120 days of non-use and a $4.95 Reload Fee. See Cardholder Agreement for a complete description of fees.
3 Card is subject to load and account balance limits. Timing of load may vary by finding source and transactions; (i) that exceed certain dollar amounts or (ii) that implicate certain regulatory issues may be restricted or denied as outlined in the Cardholder Agreement.
4 ATM Cash Withdrawal Fee of $1.95, a $0.45 ATM Balance Inquiry/Decline Fee, plus applicable ATM operator fees apply. Maximum ATM withdrawal limit is $500 per day
5 The MasterCard Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by MasterCard, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.MasterCard.com/security. Refer to Cardholder Agreement for fees on card use, replacement and card account closure.
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